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Helping you find the right path to home ownership

Getting a great loan shouldn't feel like it's you against the world. We work hard to share out knowlege and find the right loan for you. When you're ready to buy, we're ready to help. 

LET'S TALK

The path to your next home.
(It's pretty short)

It’s our goal to help you feel informed and engaged at every turn.

1

Tell us about you. 

Talk through your goals and timing with one of our loan experts, so that together we can decide which loan option is the best fit for you.

2

Fill out the application. 

Gather your financial deets and complete your loan application to start the pre-approval process. We’re always here if you have questions.

3

Get Pre-Approved.

Once your application and credit report have been reviewed, you will receive a pre-approval letter or AMECS Enhanced Pre-Approval and Closing Guarantee that you can start your home search. 

4

Start shopping.

Now that you're outfitted with a pre-approval letter, your budget, and information about the loan process, you're ready to get out there and start shopping for a home. 

GETTING STARTED

You've got options. 

Whether you’re a first time home buyer, you’re looking to refinance, or you have a unique situation, we’ll help you understand all your options, so you can have the home of your dreams.

SEE ALL LOAN TYPES

New name, decades of experience.

We’ve brought together a proven team with decades of experience, with the goal of getting rid of the bad habits of the home loan industry.

LEARN ABOUT US

We're here to guide you.

It's our mission to bring clarity and transparency to home loans—no more sending things into a black hole and waiting for answers.

OUR MISSION

Not near a branch? Not a problem.

Our goal is to provide that human connection to everyone without hte physicality of branches. 

LET'S TALK

Your new home is waiting. Let's get you in there.

TALK TO A LOAN EXPERT
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Luminate Home Loans, Inc

2523 Wayzata Blvd. S. Ste 200

Minneapolis, MN 55405

 

952-698-3300
contactus@goluminate.com

Copyright © 2021 

Luminate Home Loans, Inc  

Corporate NMLS #150953

Equal Housing Lender

Luminate Home Loans, Inc

2523 Wayzata Blvd. S. Ste 200

Minneapolis, MN 55405

 

952-698-3300
contactus@goluminate.com